Social Security is an earned benefit. You become eligible by paying the payroll tax during your working years, and the amount you get is geared to your wage history - with a glaring exception. Since the 1980s,

About 3 million retirees would get full benefits in addition to pensions. As a result, Social Security could hit insolvency earlier.

In a move that could boost benefits for about 2.4 million retirees, the Senate passed the Social Security Fairness Act this weekend, sending it to President Biden for his signature. Approved by the House in a 327-75 vote in November,