Your pre-tax IRA is subject to future income taxes, depending on your bracket. But it could offer planning opportunities, ...

Among workers who have access to a Roth 401(k), only 17% contribute to one. Here's why others want to start ASAP.

Saving for retirement on your own is a critical task if you don't have access to a workplace plan. Tax time is the best time ...

Many investors don't plan for future taxes when funneling money into a pre-tax 401(k) plan or an individual retirement account. While pre-tax 401(k) contributions lower your adjusted gross income ...

New research examines how assets in IRAs have shifted over the years, and whether the vehicles are still serving their ...

When our kids started work as teenagers, we made a deal with them. If they contributed 25% of their income to Roth IRAs, we'd ...

The victims pulled money out of their retirement accounts. The withdrawals had inflated their taxable income, even though the ...

You may be required to pay taxes on a portion of your Social Security benefits. Here's what you can expect to pay.

The first reason many people can retire earlier than expected is the tendency for spending to decline with age. According to ...

Retirement planning ultimately boils down to a simple equation: the more saved, the sooner financial independence becomes ...

When entering retirement, would it be best to transfer your pension fund and 401(k) from your employer account to your own personal individual retirement account (IRA), keeping them under one roof?