If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

The Annual Percentage Rates (APRs) charged on a credit cards have been steadily creeping up since the recent cycle of interest rate rises. However, these interest-free periods are promotional and ...

Why do credit cards have such high rates? The New York Federal Reserve looked into the matter and came up with two chief ...

A credit card interest rate cap proposed by Alexandria Ocasio-Cortez comes as APRs jumped to 21% last year.

An unchanged federal funds rate means your credit card's APR likely won't be adjusted either. Credit card interest rates, on average, currently sit over 20%, according to the Federal Reserve. The ...

What cardholders may not realize is that most credit card issuers include a penalty annual percentage rate (APR) in their cards' terms a ...

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...

What's in your wallet? A credit card with interest rates that are far higher than any other major kind of loan. Why do credit cards have such high rates? The New York Federal Reserve looked into ...

The average APR for all credit card accounts is 15.13%, and rises to 16.65% for accounts assessed interest, according to the latest data from the Fed. Maybe those rates seem manageable but ...

so you might find our credit card company reviews handy in your research. With a low-interest card, you get a low rate for as long as you have the card. This means you get a consistently cheap deal ...