You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

Plus, credit cards already have notoriously high interest rates, so any additional increase can just make your unpaid balance balloon even more over time and make it more difficult to pay off.

The Fed report finds that 60% of credit card accounts carry a balance from one billing period to the next, despite the fact that card interest rates currently average 23%. The report notes that ...

Making matters worse is that credit card interest rates are notably high right now. And they may not fall for quite some time for one key reason. It’s a matter of stubbornly high inflation You ...

Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

The Chime Credit Builder Secured Credit Card may not have a rewards program, but it doesn't require a credit check and ...

Earn 100,000 bonus points with the Chase Sapphire Preferred this April -- worth up to $1,250 in Chase Travel value. See how ...

you need to have funds that can be tapped into quickly to respond to these issues without having to use high-interest credit cards." If you're looking for a safe place to store your emergency fund ...

APR speaks specifically to the cost of borrowing money, whether for a mortgage, a car or a credit card. APR represents a loan’s periodic rate (the interest rate given for a specific period ...

Are you swimming in credit card debt? With the average interest rate of more than 22 percent, you may want to check out one ...

At the same time, credit card interest rates are "very high," averaging 23% annually in 2023, the New York Fed found, also making credit cards one of the most expensive ways to borrow money.