If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Part of any worthwhile travel strategy includes signing up for the right credit card at the right time. A card’s welcome ...

The cost of borrowing money can skyrocket when using a credit card. Paying some fee to borrow money for longer than a billing ...

Cortez introduced a bill that would cap credit card interest rates at 10%.The average annual percentage rate on credit ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Once you have a higher credit score, you can call your current card issuer and ask if they'll lower the interest rate, or you could apply for a new card altogether and potentially get a better APR ...

How are credit card rates ... the federal funds rate, which is set by the Federal Reserve’s Federal Open Market Committee. Essentially, the federal funds rate is the interest rate that banks ...