You don't need perfect credit for a USDA loan. Here's how low your credit can be and still be considered for approval.

The USDA renovation loan can help you purchase a home and make repairs to a fixer-upper all with one zero-down loan.

The USDA loan is the only major zero-down mortgage available to non-military homebuyers. While advantageous in lots of ways, ...

FHA loans typically cost borrowers 3 to 6% of the loan amount in fees. Learn how much FHA closing costs are, who pays them, ...

Home inspections are one of the most important things you can do when purchasing a new home. But, they come with a price tag.

Those who can't quite qualify for an FHA loan can get the help of a co-borrower who won't be living in the home. But it comes ...

Americans fear housing bubbles for good reason: the last bubble nearly unraveled the global economy. Are we in another one or ...

Don’t get in over your head. Be honest with yourself about your ability, and your motivation, to get stuff done. And keep in ...

USDA lenders consider front-end and back-end DTI when determining your creditworthiness. Learn about DTI and what it means ...

AI assistance in processing loans could mean faster, more streamlined lending with fewer missing documents and last-minute ...