Consumer credit-card debt in the United States has risen along with soaring inflation and interest rates, prompting some banks to tighten their lending practices as debt delinquencies pile up.

Optimising the customer experience should be among any business’s top priorities. For customers, the more personalised their ...

In a mere two years, generative artificial intelligence (GenAI) has gone from moonshot to reality. Frontrunners are already pursuing use cases across the banking value chain, ranging from marketing, ...

Artificial intelligence technology has leveled the commercial playing field, allowing smaller entrepreneurs to compete with the major players on a … ...

Interest rates impact banks in the United States. Almost 96 percent of banking assets earn interest funded by interest-bearing liabilities equivalent to approximately 69 percent of the balance sheet.

In Mexico, as is true for any economy, the economic theory behind a private company’s valuation is crucial. However, the devil is in the details. We will start with a summary of the accepted valuation ...

Setting capital requirements for globally active banks is a fine balancing act. As regulators learned during the Global Financial Crisis (GFC), insufficient capital creates vulnerabilities in the ...

The global landscape has changed rapidly, posing challenges over both the short and long runs that Latin America and the Caribbean (LAC) will need to navigate. On the short-run macroeconomic side, ...

Trade protectionism under US President Donald Trump’s first administration, particularly through increased tariffs, had major implications for global trade dynamics, economic growth and financial ...

Banks fill many roles, including acting as clearinghouses of risk and recyclers of capital. Some are vanguards in technological innovation. … ...

In the evolving financial landscape, banks face the challenge of adapting their business models to not only remain relevant today but also to position themselves as leaders in a future increasingly ...