A credit card interest rate cap proposed by Alexandria Ocasio-Cortez comes as APRs jumped to 21% last year.

Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

The Fed report finds that 60% of credit card accounts carry a balance from one billing period to the next, despite the fact ...

That's still kind of a weird flex: Mortgage rates dropped that low because of emergency actions taken by the Federal Reserve ...

High credit card interest rates can make it harder to get out of debt for those carrying a balance on their credit cards from month to month. Credit unions and smaller banks tend to offer lower ...

What cardholders may not realize is that most credit card issuers include a penalty annual percentage rate (APR) in their cards' terms a ...

Average auto loan interest rates can provide an idea of what APR to expect for your auto loan. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

As a primary source of unsecured borrowing, 60% of credit cardholders carry debt from month to month, according to a new report by the Federal Reserve Bank of New York. At the same time, credit ...

How are credit card rates set? The typical credit card rate formula is the Prime Rate plus a profit margin set by the card issuer. On average, this margin often runs between 12 and 13 percent.

Many Americans are paying a hefty price for their credit card debt. As a primary source of unsecured borrowing, 60% of credit cardholders carry debt from month to month, according to a new report ...