This is what happens when Buy Now, Pay Later loans are folded into FICO scores
After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...
Buy Now, Pay Later: Hidden Credit Risks In The Digital Payment Revolution
While BNPL platforms promise easy timely payments, they have substantial hidden risks for consumers, lenders and the overall ...
Most Credit Scores Unhurt by Buy Now, Pay Later Loans, FICO Says
The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...
Buy now, pay later installment payments increase retail spending, study finds
Researchers from Imperial College Business School and University of Leeds published a Journal of Marketing study that ...
CNBC7d
Everything you need to know about the most popular buy now, pay later apps
you have the option of financing the cost of your order over time with buy now, pay later. BNPL, also known as point-of-sale loans, is kind of like a modern-day layaway option: Consumers can buy ...
Newsweek13d
Best Buy Now, Pay Later Apps of February 2025
Rebecca is a freelance contributor to Newsweek’s personal finance team. A certified student loan counselor, she has written extensively on student loan debt and higher education. Rebecca has ...
Why BNPL Could Skyrocket This Holiday Season: What You Need to Know
BNPL adoption is expected to surge this holiday season. Dive into the latest trends, consumer habits, and what this means for ...
Global Finance2d
Credit By Another Name
The business-to-business (B2B) BNPL transaction works similarly to the business-to-consumer (B2C) BNPL transaction. After a ...