While BNPL platforms promise easy timely payments, they have substantial hidden risks for consumers, lenders and the overall ...
After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...
Researchers from Imperial College Business School and University of Leeds published a Journal of Marketing study that ...
you have the option of financing the cost of your order over time with buy now, pay later. BNPL, also known as point-of-sale loans, is kind of like a modern-day layaway option: Consumers can buy ...
BNPL has its roots in the 19th century, originating from instalment plans that allowed consumers to purchase expensive items ...
Rebecca is a freelance contributor to Newsweek’s personal finance team. A certified student loan counselor, she has written extensively on student loan debt and higher education. Rebecca has ...
The business-to-business (B2B) BNPL transaction works similarly to the business-to-consumer (B2C) BNPL transaction. After a ...
The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...
BNPL adoption is expected to surge this holiday season. Dive into the latest trends, consumer habits, and what this means for ...
Buy-now-pay-later services (BNPL), such as Klarna and Affirm, have made it easier than ever to keep up with influencer micro-trends — but young people say such services are increasingly trapping ...
Pay Later providers are facing tougher new regulations in a bid to protect consumers from potentially harmful credit contracts.