When planning for retirement, even if that’s a decade or two down the road, it’s essential to keep track of certain milestones along the way. If you miss key deadlines, you could incur penalties.
Aim to replace 80% of pre-retirement income for a comfortable lifestyle post-retirement. Consider Social Security and pensions as part of your income sources, not just savings. Use the 4% rule to ...
Those without retirement savings may need to work to supplement their Social Security benefits. Social Security was never intended to cover all retirement expenses, but that hasn’t stopped some ...