Rebecca is a freelance contributor to Newsweek’s personal finance team. A certified student loan counselor, she has written extensively on student loan debt and higher education. Rebecca has ...

Opting for the alias Desmond, a 26-year-old digital marketing executive recounted his first few experiences using Buy Now, Pay Later (BNPL) services, which eventually landed him in over RM15,000 ...

BNPL lenders may revert to practices like predatory fees and aggressive lending, which can exacerbate consumer debt. Borrowers should be cautious and carefully read terms, watch for hidden fees ...

Personal loans were found to be the top factor causing the rise in insolvency among public sector workers. Buy now, pay later (BNPL) exploded during the Covid-19 pandemic as people kept indoors looked ...

Personal loans were found to be the top factor causing the rise in insolvency among public sector workers. More debt as BNPL makes credit access easy Buy now, pay later (BNPL) exploded during the ...

Lending: Buy Now, Pay Later (BNPL) and other credit facilities. Banking-as-a-Service (BaaS): White-label banking solutions offered by fintech providers. Insurance: Embedded insurance offerings ...

Seamless user experience: Customers can have an improved experience if a variety of convenient payment options – credit/debit cards, digital wallets, bank transfers, and BNPL (Citizens Pay) are ...

This gives consumers access to both interest-free and interest-bearing instalment payment options through Affirm's platform. BNPL services allow consumers to split purchases into multiple payments ...

In fact, a survey from Affirm found that 56% of people were interested in using BNPL to fund their holiday shopping. Retailers — including Amazon, Walmart and Target — have caught on to the ...

BNPL services provide temporary credit facilities that work without checking your credit rating. Using these cards responsibly will make you more qualified for regular credit cards. Helps manage ...

Amy McCarthy is a reporter at Eater.com, focusing on pop culture, policy and labor, and only the weirdest online trends. Just in case you were starting to think that the dystopian capitalist ...